Welcome to Jeramite Village
Banking System

Take control of your group's finances with powerful tools for saving, lending, and reporting—built for village banking communities like yours.

www.vb.jeramite.com/

Features

Powerful Features made for you!

Everything your village banking group needs — in one easy platform.

Multi-Branch Management

Seamlessly manage multiple branches or groups within a single account. Track finances, loans, and member activities for each branch separately, while enjoying a unified view of overall performance.

Member Account Management

Easily manage member profiles, track contributions, and update personal information. With role-based access, administrators can control permissions and ensure accurate, up-to-date records for every member.

Loan Management

Manage the entire loan lifecycle with ease—from application and approval to disbursement and repayment tracking. Set interest rates, due dates, and penalties while keeping members informed and records up to date.

Deposits & Withdrawals

Easily record and track all group deposits and withdrawals in one place. Maintain accurate balances, generate receipts, and ensure every transaction is documented for full transparency.

Online Payment Integration

Accept contributions, loan repayments, and other payments through secure online channels. With integrated payment options, your group can manage finances more conveniently and reduce cash handling risks.

Automated Financial Reports

Generate clear, accurate reports with just a click. From savings summaries to loan performance and group balances, the system automatically compiles data into easy-to-read reports—perfect for meetings, audits and informed decision making.

Expense & Financial Management

Easily track group expenses and manage finances with accuracy. Record payments, categorize spending, monitor fund usage and ensure accurate financial records.

Security & Data Protection

We protect your data with strong encryption, secure servers, and regular backups. Role-based access ensures only authorized users can view or manage sensitive information.

Member Self-Service Portal

Members can securely log in to check their savings and loan balances, view transaction history, and apply for loans online. It promotes transparency, builds trust, and reduces the workload on group leaders.

Pricing

Flexible Plans for Every Village Banking Group

Affordable, transparent pricing with no hidden fees. Choose a plan that fits your group’s needs.

Blogs

Insights, Tips & Stories from the World of Village Banking

Stay informed and inspired with the latest updates, success stories, and practical advice for your village banking journey.

Testimonials

What Our Users Are Saying

Discover how Jeramite Village Banking System is transforming the way community groups manage their finances.

Mercy Chirwa

Mercy Chirwa

"The security features are top-notch! We can rest easy knowing our members’ financial data is encrypted and protected. Jeramite Village Banking System gives us the confidence to grow our group without worrying about data breaches."

Elijah Banda

Elijah Banda

"Jeramite’s Loan Management system made our loan disbursement and repayment process so much smoother. We no longer deal with paper records, and our members love how easy it is to stay up to date on their loan status."

Sarah K. Muma

Sarah K. Muma

"The member self-service portal is a game-changer for our group. It’s convenient for our members to track their savings and apply for loans online. We’ve seen increased participation and trust in our group’s operations."

Joseph Mwansa

Joseph Mwansa

"Jeramite Village Banking System has transformed the way we manage our savings group. The platform is easy to use, and the automated reports help us make better financial decisions. It’s made our operations much more transparent and efficient!"

Kelvin Phiri

Kelvin Phiri

"I love the transparency and real-time updates the system provides. With the automated reports and SMS notifications, we’re always on top of group finances. It’s the most reliable tool we’ve used for managing our village bank."

Francesca Mutale

Francesca Mutale

"We’ve tried a few platforms, but none compare to Jeramite. The customization options and real-time syncing allow us to stay organized, no matter how many branches we have. It’s been a huge help in scaling our operations."

Newsletter

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